Travel insurance for flexcations
Travel protection for when you’re mixing work and leisure
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It’s never been easier to unplug and take off, and many people are now able to work and study remotely anywhere, anytime assuming there’s good Wi-Fi, of course.
- What is a flexcation?
- Why should I consider travel insurance for flexcations?
- What's covered for flexcations?
- What's not covered for flexcations?
But travel glitches can come in all shapes and sizes, even with the most meticulous planning. If you’re planning on traveling whilst also working remotely, it might be worth considering how travel insurance could help if things don’t quite go to plan.
What is a flexcation?
As work and schooling is becoming more flexible – especially since Covid – there is an emerging trend of more travelers and their families opting to take 'flexcations',extended stays away from home that are mixture of leisure and work, and even going to school remotely, either domestically or abroad.
Why should I consider travel insurance for flexcations?
If you’re planting yourself in a different place while working remotely and playing locally, you might want to consider the following when it comes to travel insurance. How long am I staying? Where am I staying? What kind of medical coverage might I need? Am I taking along personal belongings that I can’t stand to lose? Is my entire family covered? How much am I spending on pre-paid deposits?
Just as planning a trip requires a jumble of components, there is a lot to consider about travel insurance when taking a flexcation. The good news is that there are several ways that that travel insurance may be able to help on a trip that combines business and pleasure.
What's covered for flexcations?
Whether you’re seeking a quiet haven or an outdoor adventure for your flexcation, World Nomads can offer coverage (up to the policy limits) for:
- Repair or replacement of personal-use electronics, including mobile phones, laptops, and tablets you own, subject to depreciation and a per-item and total maximum limit.
- Trip cancellation and trip interruption benefits for emergencies such as a member of your traveling party falling ill or a severe weather event. For more details, be sure to check your individual policy. Your coverage will vary according to your Country of Residence.
- Emergency medical expenses for sudden injuries and sicknesses, including medical repatriation and access to our 24/7 Emergency Assistance team.
- Family coverage or group plans for up to 2 adults and 8 dependent children, depending on your country of residence.
- Feeling adventurous? Our policies can cover up to 150 sports and adventure activities, including scuba diving, cycling and camping, depending on your Country of Residence and the plan you choose.
We know that no two travelers are alike, so World Nomads offers two plans you can select to protect you and your family on your flexcation – Standard and Explorer. Each policy provides different levels of coverage depending on what you need.
Be aware that your travel insurance may only cover trips beyond a certain distance from your home, depending on your country of residence.
Check to see what geographic regions are covered under your specific plan, and whether your country of residence has a reciprocal healthcare agreement with the countries you’re visiting and what these agreements cover.
What's not covered for flexcations?
Travel insurance isn’t designed to cover everything. These are some things that don’t fall under the scope of your plan:
- Any pre-existing medical conditions
- A sudden loss of your job leaves you unemployed
- Any items lost, stolen or damaged that are unsupervised or unattended
- Any adventure sports that aren’t covered by our policies
- Any costs related to illegal activities or being under the influence of drugs or alcohol
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
Travel Insurance Benefits: how we can take care of you*
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
Before your trip, check the latest government advice for any travel alerts for your destination.