Several government travel advisories have placed Ukraine under a "Do Not Travel" warning. Here's what you need to know about travel insurance and countries that are considered high risk.
Photo © Getty Images/Kirill Rudenko
Warning: this destination is considered very high risk, and many governments advise their citizens not to travel to large parts of the country.
Check your government's advice for travel to Ukraine. Several foreign governments have clearly advised on their websites do not travel to Ukraine which is fighting a war with Russia and the country is operating under Martial Law.
There have been multiple missile strikes on cities including the capital of Kyiv, there is widespread destruction and an increased risk to life. There is considerably high risk to both locals and travelers from both Russian and Ukraine fire. Terrorist attacks in Ukraine can’t be ruled out.
Many thousands of Ukrainians have left the country and many more are on the move heading to the borders with Poland, Moldova and Slovakia, making conditions at these borders desperate. Roads, train and bus services are likely to be severely disrupted and you should check scheduled train and bus services are operating before you travel.
If you are traveling in Ukraine, you should follow the advice of the Ukrainian authorities while you are in the country and you should check the measures in place in your location as they will vary from region to region.
If you decide to remain in Ukraine, you should remain vigilant for potential combat situations, keep your departure plans under constant review and ensure your travel documents are up to date. You should monitor the media regularly.
Travel to a destination that is not covered by your policy, or against government advice, may have implications for your travel insurance and you should read and understand your policy documents thoroughly if you are considering travel to this destination, policies may also have exclusions that apply for war, or loss that would expose the insurer or reinsurer to any sanction. If you are a World Nomads policy holder and are unsure how it will affect you, please contact our 24/7 Worldwide Emergency Assistance Team as for some travelers, even the warning of "reconsider your need to travel" is enough for it to impact your travel insurance.
If you go anyway and get into trouble, it may be impossible for your insurer to provide emergency assistance, and consular officials from your own country may be severely limited in the assistance they can give. We care about your personal safety and wellbeing, please heed all government issued travel warnings.
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