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  1. World Nomads
  2. Usa
  3. Travel Insurance
  4. Whats Covered

What's covered for US Residents

World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials.

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Understand the key parts of World Nomads travel insurance

Annual Travel Insurance

Annual Travel Insurance

Discover World Nomads Annual travel insurance, covering multiple trips over 12 months. Explore endless adventures with value and convenience.
Travel Insurance for Trip Interruption

Travel Insurance for Trip Interruption

Learn how trip interruption cover can help if an unexpected illness or injury ruins your plans.
Travel Insurance for Adventure Sports and Activities

Travel Insurance for Adventure Sports and Activities

What’s covered by travel insurance for adventure sports.
Travel Insurance for Natural Disasters

Travel Insurance for Natural Disasters

Find out how natural disasters may be covered by travel insurance.
Travel Insurance for Trip Delays

Travel Insurance for Trip Delays

Learn what's covered by travel insurance for the unfortunate event of a trip delay.
Travel Insurance Cover for COVID-19

Travel Insurance Cover for COVID-19

Find out what's covered if COVID-19 affects your travel plans.
What Does Domestic Travel Insurance Cover?

What Does Domestic Travel Insurance Cover?

Purchasing travel insurance for a trip not far from home can have a number of benefits.
Travel Insurance for Digital Nomads

Travel Insurance for Digital Nomads

Learn how your tech could be covered while you're working or traveling overseas.
Travel Insurance for Stolen or Lost Credit Cards

Travel Insurance for Stolen or Lost Credit Cards

When your cards get stolen or lost and you need a replacement.
Travel Insurance for Assault

Travel Insurance for Assault

Get the medical treatment you need in the unfortunate event you've been attacked.
Travel Insurance for Overseas Accidents

Travel Insurance for Overseas Accidents

What's covered by travel insurance when your adventure turns into misadventure.

Travel Insurance for the Schengen Area

Travel Insurance for the Schengen Area

Get the travel insurance you need for travel to the Schengen area.
Travel Insurance for Pregnancy

Travel Insurance for Pregnancy

Learn what is and isn't covered by travel insurance if you're pregnant.
Does Travel Insurance Cover Dental?

Does Travel Insurance Cover Dental?

Learn how travel insurance may cover emergency dental treatment abroad.
Does Travel Insurance Cover Terrorism?

Does Travel Insurance Cover Terrorism?

Find out how we could help if you're caught up in a terror attack.
Travel Insurance for Emergency Evacuation and Repatriation

Travel Insurance for Emergency Evacuation and Repatriation

Travel insurance could cover transport if you have a medical emergency on your trip and need to be evacuated or repatriated.
Travel Insurance for Death Overseas

Travel Insurance for Death Overseas

Learn how travel insurance could help your family if you die overseas.
Travel Insurance for Delayed Baggage

Travel Insurance for Delayed Baggage

Learn how travel insurance could help if your luggage misses your flight.
Travel Insurance for Trip Cancellation

Travel Insurance for Trip Cancellation

Learn what's covered if you have booked and paid for your trip and unexpectedly need to cancel.
Travel Insurance for Stolen or Damaged Baggage

Travel Insurance for Stolen or Damaged Baggage

If your gear has been stolen or damaged, here's how we can help.
Travel Insurance for Overseas Medical

Travel Insurance for Overseas Medical

If you get sick or injured overseas, learn how you may be covered for emergency medical treatment overseas.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Get sick or injured before your trip?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Camera gone?
  • Laptop lost?
  • Sports gear stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 26 activities
Water 47 activities
Air 18 activities
Land 61 activities
Sports 80 activities
Experience 40 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Snow Activities
    • Included for Standard & Explorer Plans
      Bobsled / Bobsleigh (non-snow track) Dog sledding Glacier walking Ice fishing Polar plunge Skidoos Skiing / snowboarding (cross country/Nordic) Skiing / snowboarding (on and off piste on resorts) Ski joring Sledding Sleigh rides Snow biking Snow kiting Snow mobiling Snow rafting Snowshoeing Tobogganing Tubing on snow
    • Included for Explorer Plan
      Bobsled (in snow) Heli-skiing / boarding Skiing / snowboarding (backcountry/alpine ski touring) Skiing / snowboarding by helicopter or snowcat Skiing with a miniwing Skiing (instructor) Snowboarding (free-style, jumping, stunting)
  • Water Activities
    • Included for Standard & Explorer Plans
      Banana boat rides Black water rafting Boating Canoeing Cave tubing (grades 1-5) Cruising (passenger) Cruising (crew) Dragon boating High diving (up to 33 feet) Hydrofoiling Hydrospeeding (grades 1 – 5) Jet boating Jet skiing Kayaking Kite surfing Outrigger canoe Paddle boarding Riverboarding Rowing / sculling Sailing Sailboarding Scuba diving (up to 165 feet) Sea canoeing Sea kayaking Snorkeling Speed boating Stand-up paddle surfing Surf boat rowing Surfing Swimming Tubing Wakeboarding Wakeskating Water skiing White water kayaking White water rafting Water polo Windsurfing Yachting
    • Included for Explorer Plan
      Diving Free diving (up to 197 feet) Heli-skiing / boarding Lifeguarding Scuba diving to 165 feet (commercial/instructor/guide) Shark cage diving
  • Air Activities
    • Included for Standard & Explorer Plans
      Aerial safari Gliding Indoor skydiving Microflight Parascending (over land) Passenger in a scheduled air charter Zip line
    • Included for Explorer Plan
      Aviation Ballooning Fly by wire Flying as a pilot or crew Hang gliding Hot air ballooning Passenger in a private, light aircraft Passenger in a stunt plane Skydiving Tandem skydiving Wingsuit flying
  • Land Activities
    • Included for Standard & Explorer Plans
      ATVs Backpacking Bicycle touring Bikepacking Bushwalking Camel riding / trekking Camping (up to 19,685 feet) Cycle touring Dirt boarding Dune buggy Fell running / walking Hiking or tramping (up to 19,685 feet) Hunting (excluding big game) Hurling Land surfing Live action role-play (LARP) Moped biking Motor biking / motorcycling Motor racing (passenger only) Mountain biking (incidental to the trip) Mountain biking off track / downhill Mountain biking on tracks and trails Orienteering Outdoor endurance (less than ultra distance) Outward Bound Parkour Quad biking Rambling Roller blading Running of the bulls (spectator) Safari tours Sandboarding Sand skiing Scooter riding Scrambling (up to 19,685 feet) Segway polo Segway tours Speed trials Stilt walking Tough Mudder Trail bike riding Trail running (up to 19,685 feet) Tree climbing (up to 33 feet) Trekking (up to 19,685 feet) Tuk tuk (passenger) Unicycling Walking (up to 19,685 feet) War games (online) WWOOFing Yoga (in class or alone) Yoga (yoga teacher) Zorbing
    • Included for Explorer Plan
      Camping (up to 22,965 feet) Hiking or tramping (up to 22,965 feet) Horse riding (rodeo) Motocross Motor racing (driver) Outdoor endurance (ultra distance) Running of the bulls (participant) Scrambling (up to 22,965 feet) Trekking (up to 22,965 feet) Tuk tuk (racing, rickshaw run) War games (military simulation)
  • Sports Activities
    • Included for Standard & Explorer Plans
      American football Aerobics Airsoft Angling Archery Athletics Badminton Ballet Ballroom Dancing Baseball Basketball Bicycle polo Bowling Boxing Broomball Butoh Capoeira dancing Cheerleading Cricket Clay pigeon shooting Croquet Curling Dance Darts Deep sea fishing Disc golfing Dodge ball Equestrian activities Fencing Fitness training Floorball Football FootGolf Go karting Golf Gymnastics Hockey Horse riding Ice hockey Ice skating Korfball Lawn bowling Martial arts (non contact) Martial arts (judo, karate) Netball Obstacle course Paint balling Pickleball Powerlifting Racquetball Rifle range shooting Rock fishing Roller derby Roller hockey Roller skating Rounders Rugby Running / walking (less than ultra distance) Salsa dancing Snooker Soccer Softball Spear fishing Sports shooting Squash Stoolball Table tennis Target shooting Tchoukball Tennis Triathalon (less than ultra distance) Ultimate frisbee Volleyball Weight training
    • Included for Explorer Plan
      Cage fighting Kick boxing Mixed martial arts Muay Thai Running / walking (ultra marathon or more) Triathalon (ultra distance or more)
  • Experience Activities
    • Included for Standard & Explorer Plans
      Air Guitar Bungee jumping Canyon swing Canyoning Dirt boarding Indoor rock climbing Kite boarding Kite buggy Kite flying Kite wing Mongol Rally Parasailing Skateboarding (ramp/half pipe) Skateboarding (street) Trampolining
    • Included for Explorer Plan
      Abseiling Bouldering Bull riding Bushcraft Cave diving Cavern diving Caving / spelunking Cliff diving Cliff jumping Deepelling Deep-water soloing Free soloing High wire Ice climbing Jetpacking Mountaineering (up to 22,965 feet) Parachuting Paragliding / parapenting Potholing Rap jumping (up to 22,965 feet) Rappelling (up to 22,965 feet) Rock climbing (up to 22,965 feet) Speed flying Swimming with whales Trapeze Via ferrata
Blue activities are included in the Standard Plan. Orange and blue activites are included in the Explorer Plan.

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Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.